Car Insurance Solutions

Uk: Converting Standard Car To Kit Car To Reduce Insurance?

I’m 19 and I drove a Jaguar S-type in the US. I’ve moved back to the UK and my insurance premiums are looking around £7000 (roughly 4x of what it was in the US).
What I’m thinking is what if I buy an s-type, and replace the engine with a small 1.6L engine (I don’t care about speed, just luxury) and change the car to a ‘kit car’ status, will that lower my insurance to a more affordable rate? Thanks for any advice.


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2 Responses to “Uk: Converting Standard Car To Kit Car To Reduce Insurance?”

  1. Heart Puzzle Says:

    your rate is based on your age and sex.. so the car should not matter thats how it is in new jersey.. your premium shoul go down if you recieve no tickets and are a safe driver..

  2. pomegran Says:

    You can’t do that to reduce your insurance. It goes by VIN, and it’s still considered a regular car.

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