Car Insurance

I have been driving for 14 years and in the last 3 years have received a bad driving record. I am considered a high risk. Funny considering my friends who “are good drivers” have caused more accidents then I have ever witnessed. I have NEVER caused an accident, was involved in one accident and I was NOT at fault, 53 trailer was on highway with driver who fell asleep and drover over me and almost killed me. My point is , why are we all paying high insurance and how do these insurance companies have the right to rate us as high risk if we have never caused an accident. Yes I was speeding for all 3 tickets but will repeat I have NEVER EVER caused an accident , been involved with an accident (other then the sleeping driver) or hurt anyone on the road or drove while intoxicated…..I can go on… These speed limits they have are ridiculous…. I do not know anyone who driver 100km on the highway, NO ONE… it’s all for the money and we all pay it and say oh what are we gonna do , we have to pay…. But do we really?? What if we all canceled our insurance , I mean everyone, and forced them to lower their rates.. I mean eventually we will have to do that, with the economy being the way it is…..There will be so many people driving with no insurance anyway… And even when you get into an accident who actually gets out of the car and calls their insurance company .. I wouldn’t do that, I would try to deal cash so that my insurance wouldn’t be affected.

This entry was posted on Friday, October 23rd, 2009 at 10:33 am and is filed under US Car Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.