So I only have to pay the rental charge
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on Wednesday, September 23rd, 2009 at 4:49 am and is filed under UK Car Insurance.
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September 23rd, 2009 at 11:11 am
You’ve got a couple of choices here.
Firstly if you book through a car hire broker for example http://www.carhire3000.com or http://www.holidayautos.co.uk they will all offer you a Damage Excess refund package included in the price of your rental. This means if you did have an accident whilst driving the rental car you would be able to claim the excess charge back from them. The costs usually starts from £2.50 per day on top of the rental charge. You will still need to leave the deposit however if you have a credit card the value of the excess is not taken from your card but only pre-authorised. This means the car rental company reserves the right to take up to a specified amount from your card but doesn’t actually take it unless the car is damaged.
Your other choice is to pay a Super Collision Damage Waiver (Super CDW) charge when picking up the car. This reduces your excess down to usually about £100 – £150 however it does usually cost around £8 – £10 per day.
The Damage Excess refund product is probably best if you want to minimise your exposure to extra costs at the best price
September 23rd, 2009 at 12:03 pm
the deposit is for damage done to the car for example if you burn the seat with a cigarette it would cost £50 to repair but the excess on the companies insurance could be £500 so rather than pay £500 to get a £50 job done they would simply take it out of your deposit