Car Insurance For 2 People In 2 Places…?
My father is going to add me to his auto insurance. He lives in the the Bronx, NY and currently I go to school in upstate New York and is where I will be using the car and I know car insurance is cheaper upstate New York. With that being said is it possible for his part of the insurance to be filed in New York City and my part to be filed through the upstate location? While still having him receive the bill for both… Thanks in advance!
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February 11th, 2010 at 12:21 pm
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February 11th, 2010 at 4:13 pm
The answer depends on the insurance company. It also depends on whether the college is in a different state than the Fathers home. Geico is licensed in every state so they will rate in the college state. My company (American family) is not licensed in every state so if the Father is in one of the licensed states(obviously) but the college is in a state that they are not licensed in, the coverage for both the Fathers and the students cars will still be rated in the Fathers state.
February 11th, 2010 at 8:20 pm
You’re best off not asking the insurance company too many questions. It’s all about where the vehicle will be primarily garaged but asking for a discount could get you booted off of Dad’s insurance altogether.