If I Make A Claim Using My Company Car Insurance, Does That Affect My Personal Insurance Reputation?
I recently got into a little fender bender using my company car. The other driver wasn’t present, so I left a note. He called, and I followed through by filing a claim with the insurance company. I’m worried, though, that my personal insurance reputation/rating is going to be affected because of this claim with my company car. Any information you can provide would b helpful.
You might also like :
Advertisement
September 16th, 2009 at 6:13 am
I don’t think it would. the claim is NOT against your personal insurance so they don’t even find out about it probably (how would they?). Now your company that insures the car they provide to you – their rates may go UP. That may not make your boss happy!
September 16th, 2009 at 9:35 am
It may depend on the state you live in. Phone your insurance agent, or ANY insurance agent with the company you’re currently with and just pose them that question. If you ask an agent who doesn’t know you, you’ll get an answer where they won’t actually look at your policy so you won’t jinx it.
September 16th, 2009 at 2:51 pm
Yes, any surcharge will follow you to your personal insurance.
September 16th, 2009 at 6:00 pm
You MUST report the claim when next insuring your own car. Your policy will be void if you fail to do so.
September 16th, 2009 at 7:53 pm
I would say probably not but it really depends on your driving record.