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	<title>Comments on: I&#8217;m 21 And I Whas 18k Dollars In Debt I Paid It All Off In Cash But&#8230;?</title>
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	<link>http://autosprotection.com/car-insurance-quote/im-21-and-i-whas-18k-dollars-in-debt-i-paid-it-all-off-in-cash-but-4.html</link>
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	<lastBuildDate>Mon, 06 Sep 2010 03:10:39 +0000</lastBuildDate>
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		<title>By: john s</title>
		<link>http://autosprotection.com/car-insurance-quote/im-21-and-i-whas-18k-dollars-in-debt-i-paid-it-all-off-in-cash-but-4.html/comment-page-1#comment-16817</link>
		<dc:creator>john s</dc:creator>
		<pubDate>Wed, 17 Feb 2010 11:53:04 +0000</pubDate>
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		<description>You should look at your credit report.  If you had credit cards find the one that you have had the longest and the account is still open.  Use that credit card to make one or two small purchases each month, something that you would normally buy with cash.  IMPORTANT:  PAY IT OFF EACH MONTH.  Do this for 3 to 6 months and you will be getting tons of offers in the mail and you will have not paid a cent in interest.  Also your credit score will go up progressively each month.</description>
		<content:encoded><![CDATA[<p>You should look at your credit report.  If you had credit cards find the one that you have had the longest and the account is still open.  Use that credit card to make one or two small purchases each month, something that you would normally buy with cash.  IMPORTANT:  PAY IT OFF EACH MONTH.  Do this for 3 to 6 months and you will be getting tons of offers in the mail and you will have not paid a cent in interest.  Also your credit score will go up progressively each month.</p>
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		<title>By: munkees8</title>
		<link>http://autosprotection.com/car-insurance-quote/im-21-and-i-whas-18k-dollars-in-debt-i-paid-it-all-off-in-cash-but-4.html/comment-page-1#comment-16816</link>
		<dc:creator>munkees8</dc:creator>
		<pubDate>Wed, 17 Feb 2010 04:55:58 +0000</pubDate>
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		<description>You just paid off your debt, BUT you have a line of bad credit. Of course you can&#039;t get a loan. You need to establish a good line of credit. Try getting a secured credit card. Most credit card companies offer one. Or, go ahead and get a &quot;mom and pop&quot; loan. You&#039;ll probably pay out the *** for interest but at least you&#039;re building credit! Try whatever you can to build good credit for 6 months, then try again. Good luck.</description>
		<content:encoded><![CDATA[<p>You just paid off your debt, BUT you have a line of bad credit. Of course you can&#8217;t get a loan. You need to establish a good line of credit. Try getting a secured credit card. Most credit card companies offer one. Or, go ahead and get a &#8220;mom and pop&#8221; loan. You&#8217;ll probably pay out the *** for interest but at least you&#8217;re building credit! Try whatever you can to build good credit for 6 months, then try again. Good luck.</p>
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