Car Insurance

My 20 year old daughter decided to buy a car for her boy friend. The car and insurance is in her name with my address. She is still listed on my car insurance policy. What should I do ? She has made a big mistake. Can I just have her cancell her policy and transfer the car to him and keep her on my policy. We do not want to be responsible for her boy friend in any way. I feel she has put me a risk using our address. Continue reading..

my grandma has a very old car. she has a 92 dodge dynasty. she have a totally clean liscence and has never got into an accident and she is 82 years old. she has talked about adding me to her car insurance but has never called to find out how much it would be. im 21 years old and ive had my liscense for about 2 years now. does anyone know how much it would be? Continue reading..

Normally any licensed driver may operate the vehicle with the owner’s permission. There are some exceptions to this. If the driver lives in the owner’s household they must be listed on the policy as an authorized operator. Additionally some policies restrict operation to non-listed drivers to over 21 or over 25. That’s pretty common in the UK but rare in the US. Auto insurance follows the vehicle, not the driver. SOME policies extend the coverage of the named insured or Continue reading..

I used to drive a car that was owned and insured by my mom. Now I have my own car, We called the insurance company and transfered the insurance to my car. I think the insurance company thinks the car is still in my mohters name. She said it doesn’t matter, I was listed as a driver on plan anyway. Is this legal? Not sure what to think? Continue reading..

My wife and I were involved in an auto accident recently. We were hit from behind while waiting at a traffic light (red). They other diver aggreed that it was his fault. Both of us have auto insurance from same company. His policy is covering damage to my car. My insurance company (which is same as his) says I get health coverage from my policy and not his policy. Since it is from my policy, they say, I am subjected to deductibles and co-pay. My question is a) Is it true that irrespective of Continue reading..

I am doing an Essay on Public VS. Private car insurance in Canada, If any Canadians who Read this would copy and paste this form, then fill it out and submit it as an answer that would be very much appreciated. Also any information you have about public vs. private insurance, such as your person experience’s with them, or how your insurance might vary from the norm would be helpful. Thank you. This is an Example Filled out by my Dad: Insurance information needed Public or Private Continue reading..

Whats the deal the government wants everyone to participate in paying for auto insurance yet the prices are rediculous what happened to buying a car and registering it thats it? Does the government think about Americans servival aside from gas, food, children, mortgage blah blah blah…………. or do people vote for laws blind folded???? Continue reading..

If you live in Oregon and you get married, is it required for the married couple to combine car insurance? Can you still keep your car insurance separate? Continue reading..

Either: Change companies to one that has a lower rate (don’t do this too often because if you have another accident without any hsistory with the new company, they may drop you) or increase your deductible to decrease your rate. Continue reading..

We just bought a new car. It’s my dads car, I drive it about 15% of the time when he is not using it and I want to go out. I am 18. Obviously I will be rated much higher than he is. Would I be the one rated on the car even though I only drive it 15% of the time or will be be the one being rated on the car? There are no other cars in the household. Continue reading..